•••• 4829debit

No borders.Just spend.

Branded Stablecoin-Backed Cards

Any platformwhere users hold, receiveor earn money

Self-custody wallets, custodial platforms, DeFi apps and exchanges: one tap takes crypto to any checkout. Stablecoins on any chain pay straight from the wallet, with nothing to cash out.

Brand illustration: the explorer paying with an orange card at a market stall at dusk, the robot dog beside him
Brand illustration: the explorer riding a delivery scooter at dusk, the robot dog running alongside
Brand illustration: an orange card tapping a payment terminal in a cafe

A complete card productin one integration

  • BIN Sponsorship

    Licensing and scheme membership included, with nothing to apply for and no wait.

  • Card Issuance

    Virtual and physical cards, ready for Apple Pay and Google Pay from issuance.

  • Flexible Branding

    From white-label to co-brand, configured to fit each programme.

  • Onboarding & AML

    Identity checks, sanctions screening and full AML compliance run automatically inside the platform.

  • Spend Controls

    Fully configurable card rules: spending amounts, where cards are accepted, instant locks.

  • Security & Compliance

    PCI DSS Level 1, 3DS and fraud monitoring protect every payment. Our team handles chargebacks end to end.

Global Coverage

  • Europe & UK
  • North America
  • LATAM
  • Africa
  • Asia
  • Middle East
Regions where cards are issued today
+30
Programme currencies,
plus 30+ FX currencies at load
150M+
Visa & Mastercard merchants worldwide
A woman paying at a café counter with a card
A coffee on the way to work, paid from a stablecoin balance
A woman tapping her phone on a terminal by a pool
A holiday, paid from earnings that never left the platform

Visa and Mastercard issuance through one SPND integration.

Flexible funding models,one API

Users spend straight from their own wallets on Ethereum, Solana, Tron, Base, Arbitrum, Polygon or Optimism. A smart contract triggers the spend at authorization; the balance stays on-chain.

SPNDSMARTCONTRACTUSER WALLETspendchecks & signscrypto sentbalance(on-chain)
SPNDYOUR PLATFORMspendasksapprovesbalance
SPNDYOUR PLATFORMspendapprovedfunds in advancechecksbalance

No programme launches alone

  1. 01

    Onboarding

    Getting to know the business and completing KYB
  2. 02

    Programme Setup

    Defining and shaping the programme around the business
  3. 03

    Integration

    Connecting to SPND through one API, with full support at every step
  4. 04

    Launch

    Taking the first cards live with ongoing support
API Docs

Ready to launch yourcard program?